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Nov 9, 2026
The IRS just moved almost 70 numbers for 2027, and none of your autopilots know it yet. Here's the one-hour reset that updates every paycheck percentage, payroll deduction, and gift plan before January runs on last year's math.
Nov 8, 2026
An election, a Fed on hold with December still live, and a jobs market gone lukewarm. A Sunday look at why loud information is rarely actionable, what the midterm history actually says, and how to run your money off a calendar instead of a headline.
Nov 6, 2026
If you work for yourself, a SEP IRA is the consolation prize. A Solo 401(k) can shelter about twice as much at the same income, but a few things have to happen before December 31. Here's the math, the three deadlines, and the system that makes the call in November instead of April.
Nov 4, 2026
Hiring just slowed to 29,000 jobs in a month, and fourth quarter is when next year's budgets get cut. Here's the folder to build this week while your login still works, and the 30-day plan for every clock that starts the day that calendar invite shows up.
Nov 2, 2026
The 2026 gift exclusion dies on December 31, and most families still move money the least efficient way there is: cash in a card. Here's the four-lane system for giving that skips the tax bill, uses the 0 percent bracket, and front-loads a grandkid's 529 before the year closes.
Nov 1, 2026
We keep score in dollars, but the dollar is a ruler that shrinks a little every year, and this year it shrank faster. A Sunday look at the difference between feeling richer and being richer, and why almost every money mistake starts with the wrong unit of measurement.
