Oct 30, 2026
Bonus depreciation is back at 100 percent for good, Section 179 now covers 2.56 million dollars, and computer equipment costs 9.7 percent more than a year ago. None of it matters if the asset isn't running by December 31. Here's the year-end equipment system for operators, and the math that tells you when not to buy.
Oct 23, 2026
People think they spend 86 dollars a month on subscriptions. The real number is closer to 219, and a big chunk of it renews or reprices in the next ten weeks. Here's the four-layer system, built in Make.com and Galaxy.ai, that catches every renewal before it catches you.
Oct 16, 2026
AI shopping agents can now find it, cart it, and pay for it, and Adobe expects AI-driven holiday traffic to more than double this year. Before you hand one your card, build the wallet it's allowed to use. Here are the six layers.
Oct 9, 2026
Business email compromise drained over 3 billion dollars from U.S. companies last year, averaging roughly 123,000 dollars a hit. Q4 is open season for fake invoices and "updated bank details." Here's the six-gate system that makes your business a terrible target.
Oct 2, 2026
Open enrollment starts November 1, the 400 percent line is back, and starting this year there's no cap on what you repay if you guess wrong. Here's how to find your number and pull it back under the line on purpose.
Sep 25, 2026
Ninety seven days left to move money into a Roth at this year's numbers. Five ceilings decide how much, and almost everybody only checks one.
Sep 18, 2026
Between late October and mid December, your funds will hand you a tax bill for gains you never took. Here is how the machinery works, and the six weeks where you can actually do something about it.
Sep 11, 2026
Your broker's cost basis is a best guess, not a fact. When you sell, that guess becomes your tax bill. Here is how to rebuild the ledger before it costs you.
Sep 4, 2026
Last year's tax bill put a floor under the charitable deduction and a ceiling over its value, both effective this year. The two changes pull in opposite directions and reward the exact same behavior, and the behavior only works if you decide before you write the checks.
Aug 28, 2026
Every rent versus buy calculator leaves out four costs. Put them back in and the mortgage rate stops being the number that decides it.
Aug 21, 2026
Thirty year Treasuries pay north of five percent and the Fed has penciled in an increase, not a cut. How to build a ladder, and why it beats the bond fund you own.
Aug 14, 2026
Private credit is showing up in retirement menus with a nine percent story attached, right after it stopped letting retail investors out twice this year. Here is the seven question screen that separates a real asset from a fee structure wearing a costume.
Aug 7, 2026
You can tell me what your portfolio returned last year. You almost certainly cannot tell me what your hours returned, which is strange, because your hours are the larger asset. Here is the two week audit that prices your time and hands the cheap hours to a machine.
Jul 31, 2026
Your index fund is not as diversified as you think. It is quietly one giant bet on a handful of AI stocks, and this is the deep dive on how to X-ray your real exposure and de-risk it without blowing up your gains or your tax bill.
Jul 24, 2026
Rich people do not have more hours than you. They have staff. This is how to build a small team of tireless robots that watch your money around the clock, flag the problems before they cost you, and hand you a briefing every Monday, all for about the price of a sandwich a month.
